About

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Trusted clients

Office locations

Countries of operation

Years in business

Management team

Rubycom is run by senior executives with sound experience in telecoms and finance, and a definite entrepreneurial streak

Jean-Charles Fourrier

Founder and President of Rubycom

Jean-Charles Fourrier is a seasoned telecom and fintech executive with over 20 years of international leadership experience.

He is the founder and president of Rubycom, a fast-growing fintech operating in 20 countries across Africa and the Middle East. Since 2019, he has led Rubycom’s expansion, making it a key player in financial inclusion and digital innovation across emerging markets.

Prior to founding Rubycom, Jean-Charles held senior executive roles in major telecom operators. He served as Chief Marketing Officer of MTN Côte d’Ivoire (2016–2019), Vice President at Etisalat in the United Arab Emirates, and Director at Orange UK (2005–2011). His work has consistently focused on leveraging technology to deliver impactful, scalable solutions in underserved markets.

Jean-Charles graduated from Télécom Paris (2000) and INSEAD (MBA, 2006). He is known for his strategic vision, operational excellence, and commitment to building inclusive digital ecosystems.

Xavier Akossi

CEO Africa
Jean-Charles Fourrier

Xavier Acossi is a French-educated engineering graduate with over 15 years of experience in the telecommunications and digital services industry. He has spent the majority of his career at MTN Group, holding key roles across group operations and in Ivory Coast, where he most recently served as Senior Manager of Digital Services.

Throughout his time at MTN, Xavier played a pivotal role in the company’s digital transformation, leading the design and launch of innovative digital solutions tailored to the evolving needs of African consumers. His work focused on expanding value-added services, mobile financial platforms, and digital engagement tools, combining technological innovation with deep market insight.

Xavier is recognized for his ability to scale impactful digital products and drive strategic growth across diverse markets. He has successfully introduced new digital ecosystems in areas such as mobile entertainment, fintech, and customer experience, contributing to MTN’s broader vision of digital inclusion and revenue diversification.

Today, Xavier continues to drive innovation in telecommunications and fintechs across the African continent, focusing on expanding client portfolios and delivering forward-thinking digital solutions that empower users and foster sustainable growth.

Vivek Sharma

CEO Middle East and Asia
Vivek Sharma

Vivek Sharma is a seasoned executive with over 20 years of experience driving growth and innovation across Africa, the Middle East, and Asia.

Throughout his career, he has consistently delivered strategic and operational value in value-added services, fintech, and next-generation telecom solutions. Vivek has held leadership roles across diverse markets, where he has successfully launched scalable digital platforms, built cross-border partnerships, and led multicultural teams through complex transformations.

His deep understanding of both emerging and mature markets—combined with strong commercial instincts and a hands-on leadership style—has made him a trusted figure in the digital and financial services space across three continents. Vivek’s work is driven by a passion for inclusive innovation, customer-centric design, and creating sustainable impact in high-growth environments.

Adebisi Idowu

CEO Nigeria
Vivek Sharma

Adebisi is a highly accomplished and forward-thinking executive with over two decades of experience in the telecommunications and digital finance sectors. He has held senior leadership positions in some of the most prominent telecom groups across Africa and the Middle East, including Etisalat, where he played a key role in driving market growth, digital transformation, and customer-centric innovation.

Throughout his career, Adebisi has demonstrated a rare ability to blend strategic vision with hands-on operational expertise. His deep understanding of both mature and emerging markets has enabled him to lead large-scale commercial initiatives, build high-performing teams, and deliver sustained business impact in highly competitive environments.

In addition to his telecom achievements, Adebisi is recognized as a pioneer in Nigeria’s fintech ecosystem. He has been instrumental in shaping the convergence between telecom services and digital financial solutions—empowering underserved populations, accelerating mobile money adoption, and opening new pathways for inclusive growth. His work at the crossroads of connectivity and financial technology continues to influence how digital services are designed, delivered, and scaled across the continent.

Known for his leadership, resilience, and commitment to innovation, Adebisi is deeply passionate about unlocking Africa’s potential through technology and entrepreneurship. He continues to serve as a trusted advisor, board member, and mentor within the broader tech and telecom ecosystem.

Office locations

With locations across Europe, Africa and the Middle East, there's probably a Rubycom office near you

Africa

Cameroon

Rue Koloko

Bonapriso

Douala

Côte d'Ivoire

Rue des jardins

Cocody

Abidjan

Ethiopia

Africa Avenue, Dembel City Center

8th floor, R. No. 805A

Addis Ababa

Madagascar

1er étage, Escalier B

Porte B104, Immeuble ARO, Ampefiloha

Antananarivo

Nigeria

Plot 4, New Yidi Road

Ilorin

Kwara State

Nigeria

16 Idowu Martins

Victoria Island

Lagos State

Republic of the Congo

16 bis Avenue Charles de Gaulle

Immeuble Ebatha Plateau ville

Centre-ville Brazzaville

Senegal

Almadies Est, Lot n°18, Zone 15

Route de Ngor

Dakar

South Africa

Glenna road

Sandton

Johannesburg

Middle East & Asia

India

J-66/1 First Floor, Gautam Nagar

New Delhi-110049

United Arab Emirates

Compass Building

Ras Al Khaima

Europe

Cyprus

Mersin-10

Gazimagusa FZ

France

176 Avenue Charles de Gaulle

92200 Neuilly sur Seine

Live operations

Discover our activities across Africa and the Middle East, in the countries where we actually drive live operations

West African Economic and Monetary Union

Benin

Burkina Faso

Côte d’Ivoire

Guinea-Bissau

Mali

Niger

Senegal

Togo

Economic and Monetary Community of Central Africa

Cameroon

Central African Republic

Republic of the Congo

Gabon

Equatorial Guinea

Chad

Other Strategic or Francophone African Countries

Algeria

Angola

Botswana

Democratic Republic of the Congo

Egypt

Ethiopia

Ghana

Guinea (Conakry)

Madagascar

Mauritius

Morocco

Mozambique

Nigeria

Sierra Leone

South Africa

Tanzania

Tunisia

Uganda

Middle East & Asia

India

Myanmar

Oman

Pakistan

Saudi Arabia

United Arab Emirates

Europe & Other Countries

Brazil

Cyprus

France

Turkey

United-Kingdom

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